Prime Minister Employment Generation Programme (PMEGP) Scheme


Prime Minister Employment Generation Programme (PMEGP) Scheme

Prime Minister Employment Generation Programme (PMEGP) Scheme is implemented by Khadi and Village Industries Commission (KVIC) functioning as the nodal agency at the national level. At the state level, the scheme is implemented through State KVIC Directorates, State Khadi and Village Industries Boards (KVIBs), District Industries Centres (DICs) and banks. In such cases KVIC routes government subsidy through designated banks for eventual disbursal to the beneficiaries / entrepreneurs directly into their bank accounts. Under this scheme, beneficiaries can get a subsidy amounting to 15-35% of the project cost from the government. As an entrepreneur, PMEGP can give you the financial assistance required to set up a new project. Read on to know more about the PMEGP scheme below in this article.

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पंतप्रधान रोजगार निर्मिती कार्यक्रम (PMEGP) योजना

पंतप्रधान रोजगार निर्मिती कार्यक्रम (PMEGP) योजना हि खादी आणि ग्रामोद्योग आयोग (KVIC) राष्ट्रीय स्तरावर नोडल एजन्सी म्हणून कार्यरत आहे. राज्य स्तरावर, ही योजना राज्य KVIC संचालनालय, राज्य खादी आणि ग्रामोद्योग मंडळे (KVIBs), जिल्हा उद्योग केंद्रे (DICs) आणि बँकांमार्फत राबविण्यात येते. अशा प्रकरणांमध्ये KVIC लाभार्थी/उद्योजकांना थेट त्यांच्या बँक खात्यांमध्ये अंतिम वितरणासाठी नियुक्त बँकांमार्फत सरकारी अनुदान पाठवते. या योजनेंतर्गत, लाभार्थींना सरकारकडून प्रकल्प खर्चाच्या 15-35% इतके अनुदान मिळू शकते. एक उद्योजक म्हणून, PMEGP तुम्हाला नवीन प्रकल्प उभारण्यासाठी आवश्यक असलेली आर्थिक मदत देऊ शकते. PMEGP योजनेबद्दल अधिक माहिती जाणून घेण्यासाठी खाली बघा:

Ssubsidy under the PMEGP Loan Scheme

Categories of beneficiaries under PMEGP Beneficiary’s own contribution (of project cost) Rate of Subsidy
Urban Rural
General Category 10% 15% 25%
Special (including SC/ST/OBC /Minorities/ Women, Ex-Servicemen, Physically handicapped, NER, Hill and Border areas etc) 5% 25% 35%

PMEGP Scheme

Eligibility for PMEGP Scheme

  • Should be an Indian Citizen
  • Any individual, above 18 years of age.
  • At least VIII standard pass for projects costing above Rs.10 lakh in the manufacturing sector and above Rs. 5 lakh in the business / service sector

Benefits of PMEGP Loan Scheme

  • Scheme for providing financial assistance to set up new enterprises

What are the objectives of the PMEGP scheme?

  1. To produce employment opportunities in both urban and rural areas in India through the establishment of new self-employment projects, micro-enterprises and ventures.
  2. To facilitate self-employment opportunities for widely dispersed traditional artisans/ unemployed rural and urban youth to the degree feasible, at their location.
  3. To generate sustainable and continuous employment to rural and unemployed youth as well as prospective and traditional artisans and thereby halt rural youth from migrating to urban areas.
  4. To boost artisan’s income-earning capacity and spur the growth rate of both rural as well as urban employment.
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Nature of assistance in PMEGP Scheme

  1. The maximum cost of the project/unit admissible in manufacturing sector is ₹ 25 lakhs and in the business/service sector, it is ₹ 10 lakhs.
  2. Categories of Beneficiary’s Rate of subsidy under PMEGP (of project cost) Area (location of project/unit) General category 15% (Urban), 25% (Rural), Special 25% (Urban), 35% (Rural) (including SC/ ST/ OBC/ Minorities/Women, Ex-servicemen, Physically handicapped, NER, Hill and Border areas, etc.)
  3. The balance amount of the total project cost will be provided by the banks in the form of term loan and working capital.

Who can apply PMEGP Scheme ?

  • Any individual, above 18 years of age.
  • At least VIII standard pass for projects costing above Rs.10 lakh in the manufacturing sector and above Rs. 5 lakh in the business / service sector.
  • Only new projects are considered for sanction under PMEGP. Self Help Groups (including those belonging to BPL provided that they have not availed benefits under any other Scheme), Institutions registered under Societies Registration Act,1860; Production Co-operative Societies, and Charitable Trusts are also eligible.
  • Existing Units (under PMRY, REGP or any other scheme of Government of India or State Government) and the units that have already availed Government Subsidy under any other scheme of Government of India or State Government are NOT eligible.

How to apply for PMEGP Loan Scheme ?

  • The State/Divisional Directors of KVIC in consultation with KVIB and Director of Industries of respective states (for DICs) will give advertisements locally through print & electronic media inviting applications along with project proposals from prospective beneficiaries desirous of establishing the enterprise/ starting of service units under PMEGP.
  • The beneficiaries can also submit their application online at https://www.kviconline.gov.in/pmegpeportal/pmegphome/index.jsp and take the printout of the application and submit the same to respective offices along with Detailed Project Report and other required documents.

How to Apply Online for PMEGP Loan Step by Step

  • How to make a PMEGP online application
  • To start with PMEGP online, apply via the e-portal at https://www.kviconline.gov.in/pmegpeportal/pmegphome/index.jsp
  • Click on ‘online application form for individual’/ ‘online application form for non-individual.’
  • Fill out the entire form by entering details like name, sponsoring agency, type of activity, first financing bank and so on.
  • When done, click on ‘save applicant data’
  • Then, upload documents and prepare for final submission.
  • Post final submission, you will get an application ID and a password sent to your registered mobile number.
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Whom to contact for PMEGP Loan

State Director, KVIC
Address available at http://www.kviconline.gov.in
Dy. CEO (PMEGP), KVIC, Mumbai
Ph: 022-26711017
Email: ykbaramatikar[dot]kvic[at]gov[dot]in

Documents Required for PMEGP loan application?

  1. Aadhaar card
  2. PAN card
  3. Project report
  4. Caste certificate
  5. Special category certificate, if required
  6. Rural area certificate
  7. Education/ skill development training/ EDP certificate
  8. Authorization letter

Important Links of PMEGP Scheme

Complete Details

Online Apply PMEGP



1 Comment
    Test22
  1. Vivek madhukar pawar says

    Mala mahiti Havi pmegp badal

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