Atal Pension Yojana Online Apply

APY Scheme Chart अटल पेन्शन योजनासंपूर्ण माहिती 

Atal Pension Yojana Details : The Atal Pension Yojana (APY) is a pension scheme open to Indian citizens. Under the scheme, contributions made will give a defined pension after the individual turns 60 years of age. The Government of India (GOI) has therefore announced a new scheme called Atal Pension Yojana (APY)1 in 2015-16 budget. The APY is focused on all citizens in the unorganized sector. Atal Pension Yojana (APY) is open to all bank account holders. The Central Government would also co-contribute 50% of the total contribution or Rs. 1000 per annum, whichever is lower, to each eligible subscriber account, for a period of 5 years, i.e., from Financial Year 2015-16 to 2019-20, who join the NPS between the period 1st June, 2015 and 31st December, 2015 and who are not members of any statutory social security scheme and who are not income tax payers. However the scheme will continue after this date but Government Co-contribution will not be available. More details of APY Scheme are given below:

Note: Atal Pension Yojana – This scheme is available through banks . टीप: अटल पेन्शन योजना – ही योजना बँकांमार्फत उपलब्ध आहे.

MKBY माझी कन्या भाग्यश्री योजना महाराष्ट्र

 

Atal Pension Yojana Details in Marathi

1. अटल पेन्शन योजना (एपीवाय) ही असंघटित क्षेत्रातील कामगारांवर लक्ष केंद्रित करणार्‍या भारतीय नागरिकांसाठी निवृत्तीवेतन योजना आहे.
2. पती-पत्नी अशा दोघांना या योजनेचा लाभ घेण्यासाठी फक्त अटल पेन्शन योजनेत रजिस्ट्रेशन करावं लागेल. यात पत्नी आणि पत्नी दोघांना यात ५ हजार रुपये गुंतवावे लागतील. त्यानंतर दोघांनाही निवृत्तीनंतरच्या काळात दरमहा १० हजार रुपयांपर्यंतची पेन्शन मिळवता येणार आहे.
3. पण या योजनेचा लाभ घेणाऱ्या पती-पत्नीचं वय १८ ते ४० वर्षांपर्यंत असणं गरजेचं आहे. या वगोगटातील दाम्पत्यालाच योजनेत रजिस्ट्रेशन करता येणार आहे. यासोबत दोघांचंही बँकेत बचत खातं असणार अनिवार्य आहे.
4. APY अंतर्गत, वर्गणीदारांच्या योगदानावर अवलंबून किमान 1000/- किंवा 2,000/- किंवा 3000/- किंवा 4000 किंवा 5000/- दरमहा हमी किमान पेन्शनची हमी दिली जाईल.
5. भारतातील कोणताही नागरिक एपीवाय योजनेत सामील होऊ शकतो.
6. यात खालील पात्रतेचे निकष आहेतः ग्राहकाचे वय 18 ते 40 वर्षांच्या दरम्यान असावे त्याचे पोस्ट ऑफिस / सेव्हिंग्ज बँकेत बचत बँक खाते असले पाहिजे संभाव्य अर्जदार एपीवाय खात्यास नियमित कालावधीची अद्यतने मिळाल्यास सुलभतेसाठी नोंदणी दरम्यान बँकेला आधार व मोबाईल क्रमांक प्रदान करू शकेल. तथापि, नोंदणीसाठी आधार कार्ड अनिवार्य नाही.
7. निवृत्तीवेतनाची आवश्यकता पेन्शन लोकांना पैसे मिळत नसताना मासिक उत्पन्न मिळवून देते.
8. वयाबरोबर संभाव्य घट होणे परमाणु कुटूंबाचा उदय – कमाई करणार्‍या सदस्याचा निसटणे राहण्याच्या खर्चात वाढ दीर्घायुष्यात वाढ निश्चित मासिक उत्पन्न म्हातारपणात सन्माननीय जीवन मिळण्याची हमी देते

APY Details in Marathi

अटल पेन्शन योजनेचे फायदे कोणते?

• अटल पेन्शन योजनेअंतर्गत असंघटीत क्षेत्रातील कर्मचाऱ्यांना जास्तीत जास्त लाभ मिळतो.
• अटल पेन्सन योजनेच्या माध्यमातून लाभार्थ्याला दरमहा कमीत कमी १ हजार ते ५ हजार रुपये पेन्शन स्वरूपात मिळतात.
• १८ ते ४० वयोगटातील कोणताही व्यक्ती या योजनेचा लाभ घेऊ शकतो. त्याचं बँकेत बचत खातं असणं गरजेचं आहे.
• अटल पेन्शन योजनेतील लाभार्थ्याच्या गुंतवणूकीपैकी ५० टक्के किंवा प्रतिवर्षी १ हजार रुपये यातील जी रक्कम कमी असेल तितका वाटा केंद्राकडूनही लाभ स्वरूपात भरला जातो.
• सरकारकडून दिलं जाणारं हे कॉन्ट्रीब्युशन आयकर भरणाऱ्या किंवा सरकारच्या इतर योजनांचा लाभ घेणाऱ्यांसाठी लागू होत नाही.

• बेटी बचाओ बेटी पढ़ाओ योजना संपूर्ण माहिती

Eligibility for Atal Pension Yojana

• APY is applicable to all citizen of India aged between  18-40 years.
• The minimum age of joining APY is 18 years and maximum age is 40 years.
• The age of exit and start of pension would be 60 years. Therefore, minimum period of contribution by the subscriber under APY would be 20 years or more.
• Aadhaar will be the primary KYC.
• Aadhar and mobile number are recommended to be obtained from subscribers for the ease of operation of the scheme.
• If not available at the time of registration, Aadhar details may also be submitted later stage.
• Must have a bank account
• Must be an Indian citizen
• Aadhar linked bank account is preferable for identity verification
• A valid mobile number is also highly recommended but not an eligibility criterion per se.

• Mahila Samriddhi Yojana – महिला समृध्दी योजना संबंधित संपूर्ण माहिती

How to Apply APY Scheme in Bank

• You can apply for this APY scheme through the bank you have an account with.
• Most bank branches of all the banks have forms for the Atal Pension Yojana scheme.
• These forms are available in several different languages, that is, English, Hindi, Bangla, Gujarati, Kannada, Marathi, Odia, Telugu, Tamil.
• The individual can collect the form in the language of his or her choice.
• The application form has to be completely filled up and submitted to the bank.
• If you have an account with the bank, your KYC details will be replicated from the bank account.
• Once the application is processed and the account is opened, the individual will be intimated by SMS on his registered mobile number.

• राष्ट्रीय कृषी विकास योजना महाराष्ट्र – rkvy.nic.in

How to Contribute in APY Bank Account:

• The monthly contribution depends on the age of the contributor when he gets enrolled in the Atal Pension Yojana.
• It also depends on the final pension that the contributor will receive.
• For example, a person who is 28 years of age and wanting a monthly pension of Rs. 4,000 per month will have to contribute Rs. 388 per month for 20 years.
• Similarly, a person who is 35 years wanting a pension of Rs. 2,000 per month will pay Rs. 363 per month. The monthly contributions keep increasing as the age of the contributor increases.
• Each contributor has to contribute to the scheme until he or she is 60 years of age.
• Once the contributor crosses 60 years, the monthly pension will be credited to the bank account of the contributor.

Pradhan Mantri Awas Yojana Online Form

How to Withdraw Atal Pension for APY bank account

Withdrawal Process are given below:

• Once the subscriber reaches 60 years of age, he has to intimate his bank to submit a request for withdrawal of the pension.
• In case of death of the subscriber, the pension will be paid to the spouse/ nominee.
• It is not allowed to withdraw money from the APY before the subscriber reaches 60 years of age.
• It is allowed only in exceptional circumstances such as terminal illness.
• If the contributor dies before reaching 60 years, the spouse can withdraw contributions or continue the account and receive the pension.

अटल बांधकाम कामगार योजना – अप्लिकेशन फॉर्म

Benefits of Atal Pension Yojana Bank Account

• The contributor on his choice, can attain a pension of 1000-5000 rupees, or he can also get an accumulated sum of the pension after his death.
• The accumulated amount will be given to the spouse or if the spouse is dead as well then to the nominee.

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana Online Apply

Atal Pension Yojana Details :

For complete details of Atal Pension Yojana (APY) click on the given pdf file.

APY Scheme Details

APY Apply Here

Atal Beemit Vyakti Kalyan Yojana (ABVKY) :

This scheme is a welfare measure for employees covered under Section 2(9) of ESI Act, 1948, in the form of relief payment upto 90 days, once in a lifetime. The Scheme was introduced w.e.f. 01-07-2018 on pilot basis for a period of two years initially. The scheme has now been extended for another one year i.e. from 1st July, 2020 to 30th June, 2021. It has also been decided to enhance the rate of unemployment relief under the scheme to 50% of wages from earlier rate of 25% along with relaxation in eligibility conditions, provided the Insured Person should have been in insurable employment for a minimum period of two years immediately before her/his unemployment and should have contributed for not less than 78 days in the contribution period immediately preceding to unemployment and minimum 78 days in one of the remaining three contribution periods in two years prior to unemployment. In a significant relaxation, relief shall become due for payment after 30 days from date of unemployment and claim can be submitted directly to the designated ESIC Branch Office by the worker. The enhanced benefit and relaxed conditions are applicable during the period 24th March 2020 to 31st December 2020. Claims to get the relief can be made online at website www.esic.in along with submission of the physical claim with an affidavit, photocopy of Aadhaar Card and Bank Account details to the designated ESIC Branch Office by post or in person.

ESIC योजना पेहचन कार्ड महाराष्ट्र अँप्लिकेशन फॉर्म