Mahila Adhikarita Yojana (MAY) Application From

Mahila Adhikarita Yojana – MAY Loan is provided to Safai Karamcharis women and their dependent daughters through Regional Rural Banks – Regional Rural Banks / RRBs, State Channelizing Agencies (SCAs), and Nationalized Banks. Eligible candidates may Apply for 1 Lakh Loan Under Mahila Adhikarita Yojana. Under the Mahila Adhikarita Yojana (MAY) loan is provided through State Channelizing Agencies (SCAs), Regional Rural Banks (RRBs) and Nationalized Bank to the target group. Loan under this schemes is provided to Safai Karamchari and Scavenger women and their dependant daughters for projects with a maximum project cost upto Rs.200000/- for small and petty trade/business and sundry income generating activities. More Details regarding this scheme are given below:

Mahila Samriddhi Yojana – NSFDC

महिला अधिकारिता योजना (MAY) बद्दलची माहिती

महिला अधिकारिता योजना के अंतर्गत सफाई कर्मचारी तथा स्वच्छ्कार महिलाओं एवं उनकी आश्रित पुत्रियों को एससीए के माध्यम से लघु और छुटकर व्यापार/व्यवसाय तथा विविध आय जनन गतिविधियों के लिए रूपये 2,00,000/- तक लागत की परियोजनाओं हेतु ऋण उपलब्ध कराया जाता है। एमएवाई योजना के अधीन लाभार्थियों के योगदान का आग्रह नहीं किया जाता है। यूनिट लागत के अधिकतम 90 प्रतिशत तक एनएसकेएफडीसी ऋण घटक प्रदान किया जा सकता है और शेष 10 प्रतिशत हिस्सा राज्य चैनल अधिकरणों द्वारा ऋण, सब्सिडी तथा निधियों के अन्य समस्त उपलब्ध स्रोतों के रूप में उपलब्ध कराया जाता है।

Features of Mahila Adhikarita Yojana MAY Loan

• Utilization Period: 90 days
• Moratorium Period: 6 months
• Repayment Period: 5 Years
• Sanctioning Limit  -Upto Rs.50000/-
• Maximum Limit Upto Rs.2,00,000/-

Pradhan Mantri Mudra Yojana Apply Online

Interest Rate of Mahila Adhikarita Yojana MAY Loan

ऋण चुकाने की अवधि: ऋण की अदायगी 4 माह की कार्यान्वयन अवधि और ऋण स्थगन की 6 माह की अवधि के पश्चात 5 वर्ष के भीतर करनी होगी।

• Promoter’s contribution is not insisted upon from the beneficiaries under MAY Scheme.
• Loan component from NSKFDC can be provided upto maximum of 90% of the unit cost and the remaining 10% is to be provided by the State Channelising Agencies in the form of loan, subsidy or from any other available sources of funds.
  • Repayment period:5 years after implementation period of 3 months and moratorium period of 6  months.

Eligibility Criteria to Apply for Rs. 1 Lakh Loan under Mahila Adhikarita Yojana MAY –

महिला अधिकारिता योजना के तहत रुपये 1 लाख का ऋण के लिए आवेदन करने के लिए पात्रता

1. Depending on the janitor or scavenger and includes a dependent of his / her family who is / is 18 years of age or older and age limit for financial aid and skill development training program is 18 years. Up to 45 years.
2. The janitors and their dependents have been duly identified by the survey.
3. Registered Cooperatives of Sweepers. Associations / firms legally constituted by the target group, and All those who produce certificates from Local Revenue Officer / Local Municipal Officer / Cantonment Executive Officer / Railway Officer, Head of Government.
4. Departments (i.e. Schools, Colleges, Forests, Health, Education, Animal Husbandry) have no less rank than Gazetted Officer, Municipal Bodies of Gram Panchayats and Heads, Regional Managers / Regional Banks / Regional Banks of Regional Rural Banks.
5. However, under the MS Act, 2013, a person is identified as a manual scavenger in a survey, after his name appears in the final list of manual scavengers prepared by the State Governments / UTs, he has no proof. No letter is required.

Eligible Sectors for Funding Mahila Adhikarita Yojana (MAY)

महिला अधिकारिता योजना तहत किस काम के लिए लोन लिया जा सकता है?

The NSKFDC can assist in income generating activities as mentioned in the below list. Investing in Infra-structure development is also considered for financing. The activities/projects are not only limited to the below list.

1. Agricultural Sector: Poultry, Goatery, Milch Animals. Fertilizer Shop etc.
2. Service Sector: Fabrication Work, Shuttering, Computer, Carpentry Business, , Mobile Repair, Battery winding & repairing, Two/Four wheeler repairing, Barber Shop, Auto-rickshaw (Petrol), Automobile Repair Shop, Photocopier Booth, General Provision Store, and Music Store Battery Electric Vehicle (E-Rickshaw), Compressed Air Vehicle, Solar energy gadgets, Poly houses, etc.
3. Industrial Sector: Broom Stick, Artificial Jewellery, Paper, Jute & Cloth Bags & folders, Paper envelopes & File covers, Airbag/purse, Hawai Chappal, and Surgical Bandages making etc.

How to Apply for Mahila Adhikarita Yojana MAY Loan

महिला अधिकारिता योजना के लिए आवेदन कैसे करें

If you want to apply for Mahila Adhikarita Yojana – MAY then you should read the steps given below.

1. Loan applications are submitted by the beneficiaries to the District Offices (SCAS) of NSKFDC / Regional Rural Banks (RRBs) / Nationalized Bank Branches.
2. RRBs/SCAs of Nationalized Banks/District Offices of Branches send these applications after scrutinizing their Head Offices.
3. The feasibility of the project proposals is being evaluated by SCAs/RRBs/Nationalized Banks and the viable projects are sent to NSKFDC along with their recommendations.
4. The said project proposals are also approved by the Project Appraisal Committee of NSKFDC and the proposals which are found to be in order are placed before the Board of Directors for consideration and approval.
5. After approval by the Board of Directors of NSKFDC, letters for acceptance, also known as admit cards, are issued to SCAS/RRBs/Nationalised. After acceptance of terms and conditions of approval and execution of loan agreement/other documents, funds are released to SCAS/RRB/Nationalized Bank for further disbursement to the beneficiaries.
6. The funds are being released by NSKFDC on receipt of demand from SCAs/RRBs/Nationalized Banks after considering all parameters of release as per Lending Policies and Guidelines (LPG) of NSKFDC.

Apply Here for MAY Loan

All Government Yojana