Swarnima Yojana Details – nbcfdc.gov.in
Benefits of the Swarnima Scheme for Women:
Table of Contents
Swarnima Yojana Details nbcfdc.gov.in
स्वर्णिमा योजनेची संपूर्ण माहिती येथे पहा
Swarnima Yojana is to provide loan amount to female beneficiaries for self employment activity. Swarnima Yojana is introduced by National Backward Classes Finance & Development Corporation, New Delhi & State Corporation jointly. The main Objectives of Swarnima Yojana is to Inculcating the spirit of self-dependence among the women of Backward Classes under Term Loan. More Details regarding this scheme are given below. Keep visit on our website for the new scheme.
स्वर्णिमा योजना मागास प्रवर्ग (O.B.C.) महिला लाभार्थींना स्वयंरोजगाराकरीता कर्ज उपलब्ध करुन देणे.
Benefits of the Swarnima Scheme for Women:
- This scheme is focused on providing better livelihood.
- To provide social and financial security to the women in the state.
- To make beneficiary to live a financially independent life.
Eligibility For Swarnima Yojana
- The women belonging to Backward Classes as notified by the Central/ State Governments from time to time shall be eligible for loan under this scheme.
- Applicant’s annual family income should be less than Rs. 3.00 Lakh.
Features of Swarnima Yojana
- The target group of the “New Swarnima” scheme of NBCFDC is the women belonging to Backward Classes having annual family income less than Rs.3.00 Lakh.
- The beneficiary women is not required to invest any amount of her own on the projects up to cost of Rs.2,00,000/-.
- The rate of interest on the amount of loan is less as compared to the general loan scheme of the Corporation.
- Maximum Loan Amount : Rs. 2.00 Lakh (per beneficiary)
- Pattern of Financing – NBCFDC Loan : 95% & Channel Partner Contribution : 05%
- Rate of Interest – From NBCFDC to Channel Partner : 2% p.a. & From Channel Partner to beneficiary : 5% p.a.
Repayment Process under the Swarnima Yojana
- Loan is to be repaid in quarterly installments with maximum 8 years (including the moratorium period of six months on the recovery of principal)
स्वर्णिमा योजना – राष्ट्रीय महामंडळाची योजना
सविस्तर माहिती मराठी मध्ये
| अ.क्र. | योजना | योजनेची सविस्तर माहिती |
|---|---|---|
| 1 | योजनेचे नाव | स्वर्णिमा |
| 2. | योजनेचा प्रकार | राष्ट्रीय मागासवर्ग वित्त आणि विकास महामंडळ, नवी दिल्ली या राष्ट्रीय महामंडळाची योजना. |
| 3. | योजनेचा उद्देश | महिला लाभार्थींना स्वयंरोजगाराकरीता कर्ज उपलब्ध करुन देणे. |
| 4. | योजना ज्या प्रवर्गासाठी लागू आहे त्याचे नाव | इतर मागास प्रवर्ग (O.B.C.) |
| 5. | योजनेच्या प्रमुख अटी |
|
| योजनेचे स्वरुप |
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| 6. | दिल्या जाणाऱ्या लाभाचे स्वरुप | अल्प व्याज दराने महिला लाभार्थींना कर्ज पुरवठा. |
| 7. | अर्ज करण्याची पध्दत | विहित नमुन्यातील कर्ज मागणी अर्जासोबत सर्व आवश्यक कागदपत्रे जोडून कर्ज प्रस्ताव महामंडळाच्या जिल्हा कार्यालयात सादर करावे लागतात. |
| 8. | योजनेची वर्गवारी | आर्थिक उन्नती . |
| 9. | संपर्क कार्यालयाचे नाव | महामंडळाचे संबंधीत जिल्हा कार्यालय. |
Swarnima Yojana Details Here
(National Backward Classes Finance & Development Corporation, New Delhi & State Corporation jointly.)
| Sr.No. | Scheme | Detailed Information |
|---|---|---|
| 1 | Name of the Scheme | Swarnima |
| 2. | Funding by | National Backward Classes Finance & Development Corporation, New Delhi & State Corporation jointly. |
| 3. | Scheme Objective | To provide loan amount to female beneficiaries for self employment activity. |
| 4. | Beneficiary Category | Other Backward Class (OBC) |
| 5. | Eligibility Criteria | Applicant should be OBC Category. He should be domicile of Maharashtra State.Age between 18 to 50 yrs.Annual Income of the family for Rural Area Rs.98,000/- and for Urban Area Rs.1,20,000/- |
| Nature of Scheme | Project cost up to Rs.5.00 lakh Rs.25,000/- per beneficiaries i.e. to 20 members of SHG. Central Corporation’s Share – 95%. State Corporation’s Share – 5%, Beneficiaries Share – NIL , Rate of Interest 5% p.a. Repayment period 3 yrs. Loan amount is deposited in Beneficiaries Bank’s Account. |
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| 6. | Benefits Provided | Provide loan to female beneficiary at lower interest rate. |
| 7. | Application Process | Loan application should be submitted to concern District Office in prescribed loan application along with required documents. |
| 8. | Category of Scheme | Economic Upliftment. |
| 9. | Contact Office | Concern District Office of the Corporation. |
Required Documents for Swarnima Yojana
The below following documents are to be submitted along with the application form:
- Proof of identity (Aadhaar card)
- Ration Card
- Domicile Certificate
- Caste Certificate for reserved category
- Passport size Photograph of the applicant
How to apply for Swarnima Scheme for Women-
- First Eligible candidates needs to visit nearest SCA office, apply on prescribed form for Swarnima Scheme for Women.
- After that Enter the necessary details in the application form and mention the needs and choice of vocation and training requirements, if any.
- Submit their application form along with the required documents to the same SCA office.
- After reviewing the application, the loan will be sanctioned by SCA.
- Note: For more details about Swarnima Scheme for Women contact concern District collector or District Manager.
Important Links for Swarnima Yojana
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