Maulana Azad Loan Scheme @www.mamfdc.maharashtra.gov.in

Maulana Azad Loan Scheme has been launched for minorities. Through this scheme, economic board has been created for minorities to start business and trade in agriculture, small scale industry, business, transport etc. The main objective of Maulana Azad Loan Scheme for Minorities is to provide economic upliftment and welfare of the economically backward section of the minority community in the state. Here we provide the complete loan details under this scheme, required eligibility and doucments lists and also the online application link – www.mamfdc.maharashtra.gov.in. Read the complete article carefully and apply from given link.

मौलाना आजाद योजनेद्वारे अल्पसंख्याक बेरोजगारांना मिळणार कर्ज

अल्पसंख्याकांसाठी मौलाना आजाद कर्ज योजना

सर्वसाधारणपणे महामंडळांचे प्रमुख उद्दिष्ट राज्यातील अल्पसंख्याक समाजातील (जात आणि लिंग यानुसार भेदभाव न करता) आर्थिकदृष्टया मागास घटकाची आर्थिक उन्नती आणि कल्याण करणे हे आहे. हे उद्दिष्ट साध्य करण्याकरिता महामंडळांची कार्ये खालीलप्रमाणे आहेत.

1. शासनाने मान्यता दिल्याप्रमाणे महामंडळांच्या स्वतःच्या निधीतून किंवा राज्य शासन किंवा केंद्र शासन आणि इतर सांविधानिक संस्था कंपनी किंवा व्यवसाय यांच्या सहकार्याने कृषी, लघु उध्योग, व्यवसाय, वाहतूक अशा इतर कार्य क्षेत्रामध्ये धंदा, व्यापार किंवा पणन अंतर्भूत असलेले असे अल्पसंख्याकांच्या आर्थिक विकासाचे कार्यक्रम राबविण्याच्या दृष्टीने अशा कार्यक्रमांचे नियोजन करणे, त्यांना चालना देणे, ते हाती घेणे, त्यांचे व्यवस्थापन करणे आणि त्यांची अंमलबजावणी करणे.
2. राज्य शासनाने मंजुरी दिल्याप्रमाणे कर्ज योजना, जसे की, मुदत कर्ज योजना, सुक्ष्म पतपुरवठा योजना, शैक्षणिक कर्ज योजना किंवा इतर कर्ज योजना यांची अंमलबजावणी करणे.
3. राज्य शासनाने विहित केलेल्या हमी रक्कमेच्या मर्यादेत राष्ट्रीय अल्पसंख्याक विकास एवं वित्त निगम, नवी दिल्ली (NMDFC) कडून कर्ज प्राप्त करुंन घेणे.
4. राज्य शासन, केंद्र शासन आणि राष्ट्रीय अल्पसंख्याक विकास एवं वित्त निगम, नवी दिल्ली (NMDFC) यांनी दिलेल्या मार्गदर्शक तत्त्वानुसार प्रशिक्षण कार्यक्रम आणि प्रदर्शन कार्यक्रम यांची अंमलम्बजावणी करणे.

मौलाना आजाद लोन स्किम डिटेल्स अर्ज प्रक्रिया

Maulana Azad Term Loan Details

Term Loan Details :

1. Loan Limit – up to Rs. 5,000 to 2,00,000
2. Self Contribution – 5%
3. Loan From – NMDFC – 90% & MAMFDC – 5%
4. Interest @ – 6% p.a.+ 2 % Guarantee fee = 8 %
5. Repayment Period -5 Years
6. Insurance – 3% of total loan amount will be deducted at the time of disbursement from sanction loan amount

Eligibility for term loan

1. The beneficiary should be from the minorities community i.e. Muslim, Sikh, Christians, Parsi, Buddhist, Jain and Jews.
2. The beneficiary should be resident of State of Maharashtra.
3. Beneficiary should be literate
4. Age limit for business loan : minimum 18 years.
5. Maximum age limit for general applicant – 4 5 years
6. Maximum age limit for widows and Divorcés woman applicant – 50 years
7. Family annual Income
   • Urban Area – Rs.1,20,000/- & below.
   • Rural Area – Rs.98,000/- & below.

Required Document of Applicant for term loan

1. Color Passport Size Photo.
2. Photo ID Proof – Election Card / Pan card / Passport / Adhaar Card / Driving License (Any One).
3. Residential proof – Election Card/ Passport / Driving License / Domicile Certificate / Electricity Bill (Any One).
4. Income Certificate issued by competent authority.
5. Date of Birth Proof (School Leaving Certificate / Birth Certificate / Passport).
6. Aadhaar Card
7. Quotations for goods/ articles required for proposed business,
8. Proof for availability of business premises/ shop
9. Xerox Copy of Bank Passbook

Required Document of Guarantor for term loan

1. Color Passport Size Photo.
2. Photo ID Proof – Election Card / Pan card / Passport / Adhaar Card / Driving License (Any one).
3. Residential proof – Election Card/ Passport / Driving License / Domicile Certificate / Electricity Bill (Any One).
4. Legal documents of property to be mortgage such as copy of 7/12, PR Card etc
5. Valuation Certificate of the said property,
6. Affidavit (in Prescribe format)

Maulana Azad Education Loan Details

Educational Loan Details :

1. Loan Limit – up to Rs. 2,50,000
2. Loan – 100%
3. Interest @ – 3% p.a.
4. Repayment Period – 5 Years
5. Moratorium period – 6 months after completion of the course OR after getting employment/job whichever is earlier.

Eligibility for education loan

1. The applicant should be from minority community He should be a student of any of professional degree or diploma course.
2. The applicant should be domiciled of State of Maharashtra.
3. Age limit for Applicant must be between 16 to 32 years.
4. The Colleges/Institutes in which applicant is studying must be recognised by /approved by Central Govt./State Govt./AICT/UGC/ISC.
5. Annual Family Income of parents of the applicant should be below Rs. 2,50,000/-

Maulana Azad Micro Finance Loan Details

Micro Finance Loan Details :

1. Loan Limit – Rs. 2,00,000 (per group)
2. Self Contribution -5%
3. Loan From NMDFC – 90% & MAMFDC – 5%
4. Interest @ – 7% p.a.
5. Repayment Period – Next 3 Years

Eligibility for Micro Finance Loan

1. SHG though establish or adjourn with Mahila Arthik Vikas Mahamandal and they have completely repaid first and second loan taken from bank, only those SHG is eligible for taken third loan of Rs.2.00 lakhs from this Mahamadal.
2. At least 70% members of SHG should be from the minority community.
3. All members of SHG should be domiciled of State of Maharashtra.
4. President and Secretary of SHG should be literate.
5. Age : All members of SHG should be above 18 yrs.
6. Minimum 10 members and Maximum 20 members in each SHG.
7. Urban Area – upto Rs. 1,20,000/-
8. Rural Area – upto Rs. 98,000/-

Required Documents of Applicant members of SHG

1. Coloured Passport Size Photo of all members.
2. Group Photo of all Self Help Group Members
3. Photo ID Proof of all members-Election Card / Pan card / Passport / Adhaar Card / Driving License(Any One).
4. Residential proof of all members – Election Card/ Passport / Driving License / Domicile Certificate / Electricity Bill(Any One)
5. Income Certificate issued by competent authority in respect of all members.
6. Xerox Copy of Bank Passbook of Self Help Group, minutes of meetings of SHG held in last 6 months, other documents as per scheme.
7. Details of loan availed from any other financial institution or any financial help from Government schemes.
8. Details of accounts in respect of SHG for last three years ( Receipts & Payments)
9. List of members of SHG (Age, cast, and business).

DR.A.P.J.ABDUL KALAM EDUCATIONAL LOAN

Dr. APJ Abdul Kalam Educational Loan Details

1. Loan Limit – up to 5,00,000
2. Loan From – MAMFDC – 50% & NMFDC – 50%
3. Interest @ – 3% p.a.
4. Repayment Period -5 Years
5. Moratorium period – 6 months after completion of the course OR after getting employment/job whichever is earlier.

Eligibility for Dr. APJ Abdul Kalam Educational Loan Details

1. The applicant should be from minority community He should be a student of any of professional degree or diploma course.
2. The applicant should be domiciled of State of Maharashtra.
3. Age limit for Applicant must be between 16 to 32 years.
4. The Colleges/Institutes in which applicant is studying must be recognised by /approved by Central Govt./State Govt./AICT/UGC/ISC.
5. Annual Family Income of parents of the applicant should be below Rs. 1,20,000/- for Urban area and Rs. 98,000 for Rural area

How to apply for Maulana Azad Loan Scheme

1. Candidates click on the below given link.
2. Entered the details and click on the login button.
3. If the applicant is new then first click on the new registration link.
4. Fill the form and then log in.

Online Apply Link

Official Website