Micro Credit Finance Scheme अर्ज कसा करायचा ?
Micro Credit Finance Scheme Interest & Rebate
Table of Contents
Micro Credit Finance Scheme nsfdc.nic.in
मायक्रो क्रेडिट फायनान्स योजना सविस्तर माहिती येथे पहा…
Micro Credit Finance is the central government scheme under the NSFDC. The main object of the Micro Credit Finance Scheme is to implement various schemes to uplift lifestyle of Charmakars (Dhor, Chambhar, Holar, Mochi etc.) who are economically weak and below poverty line and with an intention to develop them educationally, economically and socially so as to give them respectable place in Society. Also production of various types of Footwear & Leather Articles & supply to Government Departments & sale in Open Market. Read the other details here :
NSKFDC Loan Schemes 2022 Application Form
सुक्ष्म पत पुरवठा योजना सविस्तर माहितीसविस्तर माहिती मराठी मध्ये
| अ.क्र. | योजना | सविस्तर माहिती |
|---|---|---|
| १ | योजनेचे नांव | सुक्ष्म पत पुरवठा योजना |
| २ | योजनेचा प्रकार | केंद्र शासनाच्या योजना राष्ट्रीय अनुसूचित जाती वित्त व विकास महामंडळ (एन.एस.एफ.डी.सी.), नवी दिल्ली यांच्या योजना |
| ३ | योजनेचा उद्देश | अनूसुचित जातीतील चर्मकार समाजातील (चर्मकार, ढोर, होलार, मोची इत्यादी) व्यक्तींना त्यांचे जीवनमान उंचविणे, समाजप्रवाहात त्यांना मानाचे स्थान मिळण्याच्या उद्देशाने त्यांचा शैक्षणिक, आर्थिक व सामाजिक विकास होण्यासाठी महामंडळामार्फत योजना राबविण्यात येतात. |
| ४ | योजना ज्या प्रवर्गासाठी लागू आहे त्याचे नांव | अनुसूचित जातीतील चर्मकार समाज. |
| ५ | योजनेच्या प्रमुख अटी |
( अ) अर्जदाराच्या कुटुंबाचे वार्षिक उत्पन्न ग्रामीण भागासाठी रु.९८०००/ व शहरी भागासाठी रु.१२००००/ पर्यंत असावे.
महामंडळाने वेळोवेळी घालून दिलेल्या अटी व शर्ती अर्जदारावर बंधनकारक राहतील. |
| ६ | दिल्या जाणाया लाभाचे स्वरुप | या योजने अंतर्गत चर्मकार समाजातील लाभार्थ्यांना ५ टक्के व्याज दराने रु.५००००/ पर्यंत अर्थ सहाय्य दिले जाते. या रकमेमध्ये रु.१००००/ अनुदान दिले जाते व उर्वरीत रक्कम रु.४००००/ कर्ज म्हणून दिली जाते. |
| ७ | अर्ज करण्याची पध्दत |
अर्जदाराने विहित नमुन्यातील अर्ज भरुन संपूर्ण कागदपत्रांसह जिल्हा कार्यालयात अर्ज सादर करावयाचा आहे. |
| ८ | योजनेची वर्गवारी | रोजगारनिर्मिती |
| ९ | संपर्क कार्यालयाचे नांव | सोबत जिल्हा कार्यालयांची यादी जोडली आहे. |
Micro Credit Finance (MCF) Purpose of Loan :
मायक्रो क्रेडिट फायनान्स योजनेचा मुख्य उद्देश
Purpose of the loan is to provide financial assistance to weaker section of the disabled for starting or augmenting income generation activities.The illustrative nature of income generating activities is given below :
- Small business/trade
- Tiny/cottage industry or service activity
- Artisan activities
- Agricultural and allied activities
- Transport sector activities
Micro Credit Finance Scheme Interest & Rebate
मायक्रो क्रेडिट फायनान्स योजनेचे इंटरेस्ट रेट
- Interest payable by the beneficiaries shall not exceed 5% per annum.
- The lending rate of NHFDC to the SCA will be 2% per annum.
- The interest spread of 3% may be divided between the SCA and NGO as per their mutual agreement.
- In cases where the loan is directly extended by NHFDC to NGO/SHG, interest payable by the beneficiaries shall not exceed 5% per annum.
- A rebate of 1% per annum on interest rate will be admissible to women beneficiaries. In this case, the lending rate of NHFDC to the SCA will be 1% per annum.
- In addition to (v) above, a further rebate of 0.5% per annum on interest rate will be admissible to PwDs under VH/HH/MR category.
Micro Credit Finance Scheme Eligibility Criteria of Beneficiaries –
मायक्रो क्रेडिट फायनान्स योजनेसाठी लागणारी पात्रता
- Any Indian Citizen with 40% or more disability
- Age above 18 years.
- The borrowers already covered under any other scheme of financing sponsored by Central or State Government or financing institutions and having outstanding loans against their names shall not be eligible.
- The borrowers should preferably be regular member of Thrift and Credit Group (Self Help Group).
- Preference will be given to women beneficiaries.
- Relevant educational/technical/vocational qualification, experience and background.
How to apply for Micro Credit Finance Details in English
मायक्रो क्रेडिट फायनान्स योजनेला अर्ज कसा करायचा ?
| Sr No | Scheme | Detailed Information |
|---|---|---|
| 17.6 | Name of the Scheme | Micro Credit Finance |
| 2 | Funding by | Central Government Schemes National Scheduled Castes Finance and Development Corporation, New Delhi (NSFDC) |
| 3 | Scheme Objective | The main object of the Corporation is to implement various schemes to uplift lifestyle of Charmakars (Dhor, Chambhar, Holar,Mochi etc.) who are economically weak and below poverty line and with an intention to develop them educationally, economically and socially so as to give them respectable place in Society. Also production of various types of Footwear & Leather Articles & supply to Government Departments & sale in Open Market. |
| 4 | Beneficiary Category | SC – Charmakar. |
| 5 | Eligibility Criteria | Applicant must be of Charmakar Community only. Age Limit should be in between 18 to 50 years For 50% Subsidy Scheme and Margin Money, Annual Income of the applicants must be below poverty line and for NSFDC Scheme, income for Rural area should be below 98,000/- and for Urban Rs.1,20,000/-. Applicants must be permanent resident of Maharashtra State. He must produce the Income and Caste Certificate of Authorised Govt.Officer. Applicant must have a knowledge of the business for which he has applied for loan. |
| 6 | Benefits Provided | Under this scheme, financial assistance uptoRs.25,000/- to Rs.50,000/- rate of interest is @ 5% p.a. is provided to beneficiary of Charmkar Community. In this loan Rs.10,000/- is given as subsidy and remaining amount is given as loan. |
| 7 | Application Process | Application form is available at District Office of LIDCOM. Applicant must fill form and submit to District Office of LIDCOM |
| 8 | Category of Scheme | Employment |
| 9 | Contact Office | List Enclosed. |
अन्य महत्वाच्या योजना !!
नवीन योजना |
सरकारी योजना |
कृषी योजना |
प्रधानमंत्री योजना |
महाराष्ट्र योजना |
दिव्यांग योजना |
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Micro Credit Finance Scheme अर्ज कसा करायचा ?